To my dearest Chloe,

You turned 4 yrs old exactly today .. and as mummy looked back at these 4 yrs.. i cannot help but again and again.. thank God.. for giving me such a precious gift in you. You my dear, not only stolen our hearts .. but the hearts of everyone around you… and even the customers. Just today.. a customer said to you.. “I’m sure you’ve heard this many times.. but you are very cute”. Even the town Santa comes into our store everyday..just to see you.

You speak so well.. and you have vocabulary that amazes mummy all the time. You mimicked everything you see or hear .. so well. And basically, you are a good gal. You look like an angel.. when you are sleeping. You are usually not hard to take care of.. except on days.. when you are cranky. But you are afterall a child, so that’s expected.

Besides not wanting to eat.. and sleep.. and insisting that we sit and work on the computer and watch you sleep at 5am in the morning.. you are the best kid and the most well-behaved when you are out in the mall or at someone else’s house/place. But you are so clever.. to manipulate mummy.. and if you wanna get your way.. you would tell Papa.. “mummy say i can have a waffle!” or “mummy say .. i can bring this home” .. muahahhah!! not the bad kinda manipulative.. but the cute kind. You never asked or pester us for anything.. and you are not a spoilt brat .. that’s for sure.

I just wanna let you know how much I love you.. and how much joy you bring to mummy’s heart and life. If there is nothing that mummy had done right in this lifetime.. i know for sure.. that having you .. make every wrong .. right. I love you always.. and just want you to be happy and healthy always. Happy Birthday .. Sweetheart.. ! Yer 4 yrs old now. .no more 3.5.

Love,
Mummy
19th December 2007

Ever since coming to Canada and having different seasons every few months, one learn to dress up accordingly. In most part of Canada.. the summers are usually very warm but not in this town because we are very near the sea and everywhere you turn, the windchill isn’t that fun at all. Volcom clothing is made for outdoor wear, so if you are going hiking or just doing outdoor activities, you may want to buy some for yourself and your loved ones.

Owning a computer store by association, you don’t know how many customer would come in our store to have their computer repair because it is loaded with spyware. Some don’t even know how they would have gotten spyware on their computer. We do recommend popup blocker to these customer, that way they would never have to worry anymore.. nor insist that a hacker had hack into their system.

Christmas Homer is placed on the other display window. Yah.. he is pretty cute in the window… that’s for sure. I’ll have to say.. that this year.. i’m more relax with the decor.. because of Keegan and PB .. doing everything. And of course no more employees problem.. and no more worrying about who needs to take time off.. or who needs to go shopping.. ..you know the works. This year has been really peaceful.. and we saved alot of money.. just by giving up .. and not hiring any more people. For the amount of money we pay.. every month.. we could easily hire anyone .. in Malaysia.. and they would be grateful.. and not give us any trouble.

We went to school together.. in Glasgow.. and she moved to the United States after she was offered a job with one of the leading financial institution that already made its mark all over the world. Being Asian and the likes of us, we are careful with our investment but time and again, I’ve heard my best girl pal talk about the worth of NYC Apartments. She had always joked that the real estate in New York City is build on top of pots of gold, that must be the reason why they are so valuable, and anyone investing in properties or real estate in New York City can never go wrong.

Yes.. I’m in awe with my girl pal’s investment, we all knew she went with the best real estate buyers brokerage. Apparently, this brokerage represents the buyer exclusively, and not the seller, thus, they take care of you the buyer first. Whatever your needs may be, be it an investment.. or a place you want to make as your home, they are there just for that purpose, to meet your fancy. Unbiased and totally professional is the service that she had gotten and they even manage and negotiate the purchase of your investment. What is best is the fees for their services is paid by the seller and not the buyer. Now isn’t that awesome. No percentage to part with .. unlike back in Asia.. where if you are a buyer, you pay 1% in commission/fees.

I guess part of making such a huge investment is to enjoy it process and knowing that the brokerage representing you has a huge list of properties for you to choose from and is willing to go the extra mile. As for me, I would want someone who is able to go into detail, no matter how small it is.. for the more i know.. the safer I would feel about my investment. Finding dedicated brokerage and its agent is not easy, but when you do find it.. remember to recommend them like what my girl pal does.