I don’t know about our family but in my very Chinese traditional one, it can be quite embarrassing to go home and get a loan from your parents or brothers and sisters. Why..?? because the family equates your shortage of cash flow as being unsuccessful and if one wants to go home and get a cash advance, you will have to explain why you needed the money, how you are going to pay back, and then you get to hear a long lecture of how you should be more careful with your money and so forth.

Sometimes, it is really hard to borrow from a family or friend, in a way, it is alot easier.. to go to the professionals when you need monetary assistance. You and I know that the bank would never come through for you, therefore we have places call Payday Loans here, unfortunately, in Asia.. we only have “yi soak kong” (pawn shop) to go to, but that itself, you have to have a collateral, quite a hassle too. Payday loans has help thousands if not more… but one needs to loan responsibly too.